Letters to the Bouncy Banker...

Letters to the Bouncy Banker...
...from a struggling artiste.
Showing posts with label zombie banks. Show all posts
Showing posts with label zombie banks. Show all posts

Saturday, August 20, 2011

Neutron Loans, Zombie Banks, What on Earth?

This is the first time I have heard the term "neutron Loan":


A neutron loan explodes, destroying the people but leaving the buildings intact. When I was a kid there was a lot of talk about atom and neutron bombs. I made a cartoon about an evil English school boy genius who created a bomb that destroyed buildings but left the people intact. Not as evil as neutron loans...or ninja loans wherein the borrower has no income, no assets and no job!!

Oh, and Zombie Banks are back according to Larry Elliott, financial analyst at Guardian Weekly

Wednesday, April 1, 2009

Letter to the Bank #22


Dear Bankers, 4/1/09

Is a Zombie Bank the same as a dead possum? That is my question of the day. I passed a dead possum this morning that was so dead maggots were crawling out of its eyeballs. Still I fully expected it to jump up and run away as soon as I was around the corner. That is kind of what the banks keep doing. They are all so big they can’t simply lie down and die. Then again if they don’t put on a good act of doing so the government won’t come in with those delicious tricks to revive them. Possums are so good at pretending to be dead one tends to suspect they aren’t dead even when their guts are all over the road. We've grown that used to things being surreal.

I have a suspicion that despite all efforts by the President to harness populist outrage the end result will be some form of collective impotence—not a happy prospect. We will no doubt be left holding not only our own debt but that of the banks as well—swell.

As you are well aware at this point (if you ever pay any attention) my missives are full of ire, laced through with fury. My writing has always contained the seeds of that metaphysical anger that just cannot come to terms with the irrevocable fact that the world is an unfair place. The built in injustice of the whole shebang just gets my goat. That injustice is now no longer playing possum but is dancing around spitting in our eyes yelling: “We are too big to die!” and so, by default, saying: “You are too small to live”, which you have to agree is not very nice.

So a certain populist joy at the prospect of one huge car manufacturer floundering, flapping its fins about on the beach, going down (naturally dragging thousands of hard working people down with it) is, if not excusable, understandable. This is one of those rare David and Goliath moments. As the masses stare into the dying light of the day allow them some small pleasure in the rare spark of a fire fly lighting up the dusk in the off season. Oh I know I’m being dramatic. There is always Art to soothe the Soul and it is accessible to everyone any day of the week unlike your once venerable institutions. Still I suppose if our lives are dreary we’ve only ourselves to blame. But…and there is always a But…could you at least stop trying to make them grimmer?



K. Citizen

April Fool! Of course I love the Banks! Really—dare I do otherwise?

PS—I’ve dated this letter though usually I am loath to do so—just to prove it is April Fool’s Day.
PPS—I did receive your letter—more loathsome I have to say than any of the letters I've ever sent you.

Friday, February 27, 2009

Letter to the Bank #18


Dear B,

Are you a Zombie Bank? Are you thriving or quite the opposite? Be honest now. Is it like in that old movie, Beau Geste, in which the dead legionnaires, their guns tucked under their arms, are propped up on the walls of their desert fortress to give every appearance of still being a force to be reckoned with? When I throw money at my debt am I essentially throwing it into a grave?

The courtesy of a reply would be greatly appreciated.

K

Tuesday, February 17, 2009

Letter to the Bank #13


Dear Bank,


Zombie banks? What are ZOMBIE banks? Actually you don’t need to tell me. I have an imagination! I’m not so dim as you think! (Pause). There I go taking out my ire and confusion on you, my dear, dear friend. Just because all your friends are driving badly I shouldn’t take it out on you. I know that. Forgive me. You and I are above such things. We have an understanding, a rare thing in this day and age. That said shouldn’t you be out there with your sawn off shotgun? Not only are they tarnishing your name but they are also terrifying! You are scaring away your customers! They certainly make my flesh crawl. They confirm my worst fears. Do you know what that fear is? I’m afraid the local, friendly bank manager of yore has gone for good. And you know what that means, right? People have nobody to turn to for honest, financial assistance, nobody to look to for help with interpreting staggeringly complicated clauses, charts and forms; nobody who can help them/us get our heads around numbers so big they miraculously become…small again! There is nobody out there who we can trust. TRUST used to be the name of the game but trust has dropped through that big black hole in the shiny tiled floor of that tired, fool’s gold spattered institution we all know as The Bank.


Sincerely troubled,


K


PS I wish, just for once, I could write and ask how your holiday in the Bahamas went...but honestly, right now, I can hardly pretend I care.