Letters to the Bouncy Banker...

Letters to the Bouncy Banker...
...from a struggling artiste.
Showing posts with label home ownership. Show all posts
Showing posts with label home ownership. Show all posts

Tuesday, November 1, 2011

Letter to the Bank Manager #83 (Occupy Your Home!)

Crappy photo collage thrown together in haste! But you get the idea.
My dear Bank Manager,

I write to you on a fine sunny morning after days enduring nature’s rage. We have tree limbs in our back yard that narrowly missed scarring our home. Halloween was a blast this year as we negotiated downed power lines and piles of tree waste to get to those baskets of candy sitting on the stoops of homes that were without electricity. You must be relieved to hear we still have our power! This home on which I still owe a massive mortgage to, well, you, still stands. If the massive tree but yards away had chosen to give up the ghost the house could’ve been crushed. You almost lost your leverage over us.

This all set me to thinking about how it is that despite years of living in this fine shell, filling it with the warm sounds of children playing, laughing and singing—in essence breathing life into it—you, with a swipe of your pen could, if we were to skip a payment, lose one more paycheck, suffer one more medical bill, could end it all. I resent that. Truly it does come down to many missteps that, over the years, built up to a loss of equity, a tragic yet common situation. Indeed the situation is so common that people are discovering, of necessity, an inner creativity that shows the way to an alternative perspective, another way of looking at this mess. Instead of quivering with a constant gnawing anxiety over the fragility of our situation we shall instead take the bull by the horns (yes! That bull!). We have decided to go out into that yard, MY yard, no longer YOUR yard—mine I say! Mine!—I shall put my sweat and effort into sawing up those tree limbs to make fire wood (don’t see you out here with your chainsaw!) to heat my, MY family’s home. We, my family and I, not you, shall occupy our home! Inspired by the visionaries at Occupy Wall Street we shall Occupy Our Home!

Well? What do you think? Surely you are happy to see your client excited, and inspired, with fire in the belly? We are circling the wagons and hunkering down to a long, tough winter—in the comfort of OUR not YOUR home.

As these fresh creative juices flow I wanted you to be the first to know, you my bank manager, the one to whom I naturally turn in difficult times, for advice, for therapy and for friendship, a deep abiding friendship that can endure such difficult bumps in our relationship.

Yours sincerely,


Art O’Connor

Tuesday, September 14, 2010

Letter to the Bank #57

From Russell Christian Illustration

My Dear BM,

These letters are turning existential! I think that is the right word. Rather than be mired in the humdrum world of my own crumbling finances I like to look up and out and on. I cannot stand just thinking and breathing anxiety all the time, or being pulled to shreds on the torture rack of the need to make art (and live and breath it as and when moments in the day open up) and make money not only to confront the impossible task of paying down debt but also to keep the little people in my life, at the very least, away from robbing banks i.e.—in modern parlance—off the computer. I’m confident my brood would make fine cyber-hackers given enough incentive and believe me if you deprive them of their candy, their toys, their sugar-bloated cereals they will find a means to acquiring these things themselves. You mark my words. In fact you’ve always known this and that is why, not so long ago, you were giving them credit cards as soon as they could walk. This whole financial crisis is THEIR fault! Let’s blame the toddlers! This isn’t far from the truth either come to think of it. Blaming naive, wannabe homeowners for the crisis, beginners who’d were sold a bill of goods, toddlers who dreamed of home ownership, were What did you expect? You guys didn’t understand what you were doing and still do not understand the half of it so how dare you point at those who fell for your sales pitch? If it was too good to be true then why were you selling it in the first place? And now you want to take their toys away! Simply put your behavior was criminal.

Gosh every time I start writing these letters in hopes of soaring poetical I end up dragged to the ground by these sorry, all too earthy and humdrum truths.

I was going to write about how life is so much more than money but money somehow always inserts itself into the picture. It destabilizes me every time I think ont (sic—I believe this is an acceptable Shakespearian term).

I was going to share with you all the current questions in my head. Some examples:

How would people respond if I burnt the books of Ann Coulter?
What if I framed a book of hers and titled the now completed artwork “Unburnt Book by Ann Coulter”, could I sell them? Make some money?

How about an artwork so insulting to bankers it could never possibly sell? You’d buy it, right?

Do you thinks bands who perform on a nice sunny day at an open air concert are sorry for those who are cancilled the next day due to rain?

Do you know what GOP stand for*? I bet a good fifty per cent of the population has no idea.

Do you like ambient music? That one just popped into my head.

Yours trying so very hard to remain polite,

K.W.

GOP stands for "Grand Old Party". Its a nickname for the Republicans who resent any form of government because it always gets in the way of them having "Fun."